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Upside Down
Our mortgage rate expires in eight days, which means we had to decide what new rate we wanted to lock in. The options ranged from 18 months to 5 years, with a range of about 50 basis points. This isn’t my first time doing this, and my approach is always the same: look at the…
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Prisoners of Geography
Have you ever wondered about why the British only emigrated to a handful of their colonies, despite at one point controlling 1/5 of the globe? Or in more frank terms, why did a lot more Brits go to New Zealand, and not Jamaica? The answer might surprise you, it certainly surprised me. Life in the…
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For Sale, Always
There is a guy online who I find in equal parts entertaining and educating, which is a rare mix. His name is Rory Sutherland, the Vice-Chairman of the advertising group Oglivy, and in the words of The Guardian, “One of Tik Tok’s most unlikely stars”1 . His whole spiel is that he teaches lessons about…
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Phones Down
My wife and I had a lovely dinner this evening, and on the topic of discussion was how we could be more present for each other, and our daughter. We came up with a few ideas, some better than others. I have a few Jewish friends who do Sabbath, and while I am impressed by…
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Who is a competitor?
It seems so obvious doesn’t it? But think about it for a while, and it isn’t as straightforward as you might initially imagine. Just say you had to create a list of the ten biggest competitors to Nike. Adidas is obviously on that list. Puma and Reebok, probably. Lacoste? They make tennis gear, but nothing…
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Game on
I thought the Nuggets were going to get blasted out in the first round of the playoffs. Turned out they’ve staged a remarkable comeback, and look very likely to go through. Celebrate the small things.
